Investieren Sie in Kredite und verdienen Sie ein passives Einkommen. Wir verbinden Sie mit Tausenden von Möglichkeiten weltweit auf unserem Marktplatz. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Kontakt. AS Mintos Marketplace Skanstes Riga, LV Lettland. Webseite: vichiterveena.com
BewertungszertifikatEffective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. By connecting to the Mintos platform, loan originators get instant access to investors that are looking to purchase loans. Unofficial vichiterveena.com app. App contains. At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies.
Mintos.Com Comment fonctionne Mintos ? VideoMintos : Arnaque ou opportunité ? (Avis et Test)
In this article, I will tell you what I think are the biggest strengths of the platform, and what is the state of my current portfolio on the platform.
They also constantly improve the platform by adding new features and new loan originators. They currently have over They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending platform.
They also won several awards of the years, including the AltFi's "People's Choice Award" for three years in a row, and they have a very good rating of 4 stars over 5 on Trustpilot, meaning it's a platform that is really popular amongst its users.
My personal return over the past years is currently at I've also been investing in the platform since August , and the returns have always been consistent.
However, there are many things that are included on Mintos to make sure that you only take a reduced amount of risk when investing on the platform.
For the investor, that means that even if the loan goes to default, the loan originator will actually engage a procedure to sell the asset and redistribute the money to investors, significantly lowering the potential loss after a default.
Also, a lot of loans on Mintos also come with a buyback guarantee, usually with secured loans. This means that even if a loan defaults, the investor will be paid back by the loan originator, that will then handle all the money recovery process on their side.
Therefore, you are sure as an investor to always get back the money that you invested. I actually invest only in loans that come with this buyback guarantee on Mintos, and I really recommend you do the same if you decided to invest in this platform.
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Empezar a invertir Te has registrado y has ingresado el dinero. Ahora viene la parte interesante.
Los hay muy buenos, los hay no tan buenos y los hay malos. Como hemos visto en la tabla, puedes invertir en Mintos en varias divisas. Recuerda que esto es solo un criterio orientativo y no elimina por completo el riesgo de perder dinero.
En esos casos el riesgo se traslada del prestatario al prestamista originador. Se nota que son una empresa seria. Esto lo decimos porque hemos descargado sus datos brutos y son 13 documentos Excel con Nosotros estamos encantados de que Mintos ofrezca este tipo de incentivos, aunque tenemos que admitir que es un poco complicada de entender.
Estaremos encantados de responderte. Un saludo y gracias. Hola Xoel, parece que algunos originadores han cambiado sus condiciones con el tema de la crisis y ya no ofrecen las mismas condiciones que antes.
Entiendo que algunos originadores van a quebrar, pero dudo que lo hagan todos. Buenas, si quieres invertir una cantidad alta, pongamos Que no os vendan la moto.
Te adjunto el correo:. Muchas gracias por el post! Tengo dos dudas. Por otro lado, no se mucho de este mundo pero entiendo que los prestamos B- o superior, cuanto mas a corto plazo sean mejor para la rentabilidad no?
With that last feature in place, you will most likely never need to login to the website again. These are all stats that are also available on the site, but they are not as easily and readily available.
The mobile app for iOS should be publically launched in the first quarter of , and I look forward to that event as it will surely put Mintos in a very privileged place when compared to its competitors, while at the same time offering great comfort to us investors.
I believe they will have no problem in raising this amount. We can see the cumulative number of investors on the Mintos statistics page, however, there is no clear indication of how many joined users joined every month and more importantly how many of them are even active.
Many users can sign up but then never invest, and that is not reflected in the stats. The same goes for the investment volumes section of the statistics.
This would give a clearer of volumes month by month. It is a catch-all for recently issued loans that have not reached their first repayment date, as well as those loans which have been paying back principal and interest successfully.
There is obviously more uncertainty and risk with loans that have not started their repayments, so they should not be bundled together with the others that are being repaid already.
There are some long-standing doubts about the ownership of Mintos and its relation to some of the loan originators on the platform. The ultimate beneficiary owner of Mintos is Aigars Kesenfelds.
At the same time, he owns no shares in any company. Since June , the number of businesses in which Kesenfelds is registered as the true beneficiary has increased by a total of 19 companies.
I have previously criticized Mintos over its lack of profitability and lack of transparency in the ownership structure.
However, both issues are now solved, as Mintos is profitable and has a healthy cash balance in the bank, and the shareholders and original founders are clearly mentioned on the site now.
Many people are skeptical about P2P lending platforms and prefer to diversify their investments across multiple platforms in case things go south on one of them.
While I think Mintos is currently the best platform in Europe, there are others that are right up there vying for that number one position with Mintos.
They would be worth looking into and possibly used to diversify your portfolio along with your Mintos investment.
Another related sector you can consider for investing at good rates is that of crypto-backed loans. Basically, the idea is that borrowers provided their crypto as collateral when obtaining funding.
You can read my review of the best crypto-backed lending sites for more information. YouHodler and BlockFi are my favorites. I think one should be realistic and understand that this is an area of investment with a certain degree of general risk, and I would like to see Mintos to improve in certain areas as mentioned above, however, when I balance the risks versus the return I feel that investing in such platforms, and Mintos in particular, is justified.
I keep a certain part of my net worth constantly invested in P2P lending platforms to take advantage of their fantastic returns, and Mintos by far holds the biggest portion of this investment.
I have no plans of changing that in the near future as I have been very happy with the performance so far. Therefore, we can wrap this up by saying that Mintos comes highly recommended from me.
Join Mintos today. I highly recommend Mintos for any P2P lending portfolio. Jean Galea is a dad, amateur padel player, host of the Mastermind.
I just would like to say i really Hate mintos.. And mintos is doing nothing about it.. However loan originators going bankrupt is not terribly uncommon, especially in the current economic crisis we are in.
However, Mintos just released their Consolidated annual report for the year a few days ago on I was interested what are your thoughts on that?
Good point Georgi, the answer to that question is that Mintos was in high growth mode in and they hired many people in order to expand into other countries and attract both new loan originators and new investors.
The funding they have allows them to run at a loss while pursuing growth, but as a model it is profitable.
Thanks for getting back to me on that one — appreciate that! I thought they were out of that stage after the reported profitable year, but apparently they were still expanding.
I tried the 0. However, after I decided to withdraw the money all the issues started appearing. It has been more than 2 weeks with me chasing their CS team daily to report on withdrawal transaction that allegedly happened a day after my request.
Thus far, no money, just promises to investigate by Mintos team have been made. Beware, unfortunately, a good investment vehicle has suddenly turned a headache with a potential significant loss.
Have you tried asking your bank as well? I have made several small withdrawals in the past two weeks and they arrived within 2 days in my TransferWise account.
I usually recommend using a digital bank such as TransferWise as all things happen faster and more efficiently. Many local banks are now in crisis mode as they are not used to have a distributed workforce, so things might be more delayed than usual.
I can only agree with Juius comment. Once I tried cashing out investments, the problems started. First customer service said it was a bug, then everything was working perfectly and they just had a delay in the transaction.
The fact is, that it has taken more than 2 weeks of going daily to the website to make withdrawals and I still did not manage to get it all back.
This is obviously excluding all the investments that are in recovery from lenders defaulted or suspended. Thanks for pointing it out.
You might want to re-check the offer and let me know too. The cashback for investors is 0. I will update the post if this changes again in the future.
I am newly entering into P2P platform investing, concretely i have seen only Mintos. I have a banking background and i am still not clear on some issues.
From what i explored from Mintos so far, it looks to me that except the rating of the loan originator, there is no other important information to evaluate the risk of default of any given loan in the platform.
On the other hand, it is surprising to see that there is no clear correlation between loan originator risk rating and interest rate of the loan.
Also as far as i have seen there is no information on how many cases the loans have defaulted when buy back option is not active or if the buy back option has been executed in the favour of the investor when the loans have had such option.
As far as i remember from your post as well, you have not given such information as well, except for the portfolio defaulted due to bankruptcy of the loan originator.
How did you select the loans that you invested, what kind of criterias did you use? Also, from a search from internet i encountered some information about a Latvian guy Aigars Kesenfelds, who is one of the founders of Mintos and who is also main shareholder of many loan originator companies listed in Mintos.
Do you have any information about such issue? So hope you can update that for people to see how your account rly is doing than just empty words if you get what Im sayin.
Hi Emil, thanks for your feedback. I have shared my thoughts on this in a separate post. But you could also sell the loans in an auto invest portfolio.
What do you think of the recent Mintos Pending Payments? What do you think? Also especially of the recent LuteCredit and Monego Issues….
However we need to keep in mind that they are only aggregators of loans. Thanks Jean. Up till now actually, I never read about loan defaults on Mintos with buyback of course.
There have been loan originator defaults before on Mintos, and I mention it on this blog too. The most famous one so far is EuroCent.
I was in fact affected by that default as I had money invested in Eurocent loans. However, the profit during the year had more than covered the money lost in the default.
I am new to investing. Do you think that Mintos is good option when I will invest on monthly base? Happy to answer further questions.
Hi Jean, I got a question. Apart from the sad example of the Eurocent, have you had any defaults on the loans in your portfolio those with or without buyback guarantee?
It seems to me that Mintos is one of the best investment deals out there if your portfolio is diversified correctly.
The risk is minimal, and the reward is decent.Once you have reviewed and confirmed your investment, you cannot cancel the investment. However, you can use the secondary market to sell the investment to other investors. The Minto Group is a fully integrated real estate company offering new homes and condos, apartment rentals, furnished suites, commercial space, property and investment management. Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. Mintos loan originators operate with both direct and indirect investment structures and this is always clearly marked when browsing the companies. So two things can happen if a loan originator goes bankrupt; The loans issued by loan originators with direct investment structures, gives the investors a claim directly against the borrower in case the originator defaults. Interest is calculated on a daily basis and it is measured against the amount you have invested in loans on a respective day. The formula for calculating interest is as follows: Invested amount *. 10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the vichiterveena.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Enviar una solicitud Iniciar sesión. Empezar Seguridad Verificación Añadir fondos. Mintos. Polski Čeština Deutsch English (US) Español Latviešu Nederlands Русский Čeština Deutsch English (US) Español Latviešu Nederlands. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie. Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. Hier können Sie mehr darüber lesen vichiterveena.cominvestieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn.